The court reviewed the files and 12 records herein, heard argument of counsel, is fully advised in the premises, and 13 enters findings of fact and conclusions of law, and an order. 14 FINDINGS OF FACT AND CONCLUSIONS OF LAW 15 1. The debtors filed a chapter 13 bankruptcy petition on April 23, 2014 16 (ECF No. 1 at pp. 1-3).

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